Specialist contractor business insurance you need, for the surprises you don’t.

At Sapphire, we’ve always got you covered. That’s why we’ve partnered with Roots Contractor Insurance to provide you with expert protection for your business. With over a decade of experience in the contractor and IR35 insurance marketplace, Roots Contractor Insurance have become one of the leading names in the market.

Why Roots Contractor Insurance?

Roots provide specialist business insurance to contractors with an unmatched level of service. By partnering with Roots, we’re able to deliver all the information and products you need to match your contractual requirements.

  • Instant 24/7 service
  • Quote, buy and receive policy documents in minutes
  • Industry & IR35 experts
  • A comprehensive range of tailored products
  • Ability to provide cover for previous work
  • Speedy renewal process
  • No admin fee to update basic details
  • 10% discount for Sapphire clients

Do what you do best, we’ll take care of the rest

Most businesses expect your limited company to be insured before you commence on an assignment, but just having insurance isn’t enough. You need to ensure you have the right cover to protect your business incase anything goes wrong. At Sapphire, we take away the headache of finding the right cover by partnering with an efficient online solution to support you.

Tailored solutions to match your exact requirements

Roots Contractor Insurance offers Sapphire clients a full range of specialist business insurances, including:

  • Professional indemnity insurance
  • Public liability insurance
  • Employers liability insurance
  • Contractor legal protection
  • IR35 investigation insurance

Get in touch today to discover more about our specialist contractor business insurance.


As a start-up business, it was essential for us to partner with like-minded companies who would help and support us in the early stages. This is why we chose Sapphire. With an excellent track record in customer service and ensuring workers are paid on time, Sapphire helped us build our own reputation as the company to go to for staff in the Education sector.

We’ve been working with Sapphire for the past two years and we would highly recommend them as an Umbrella partner. The team at Sapphire are always prepared to go above and beyond to support our business and our workers’ needs by offering quick registrations, advance payments, legislation updates, professional advice and excellent customer service support.

Excellent service provided. Easy to contact and helpful staff. All transactions processed swiftly and kept updated throughout.

We’ve been working with Sapphire since 2018 and the level of service has always been exceptional. Customer service is the main reason we continue to work with them; they look after our contractors just as diligently as they do us…which is rare. No other umbrellas have understood that my highest priority is service to the contractor, which ensures a happy contractor, which is good for business!

Sapphire has been so professional and helpful. I’ve been with an umbrella service before and it was a nightmare. The team are always available when I need advice, answering all my questions knowledgeably and quickly. I’ve been very impressed with the excellent service.

We have been with Sapphire for just over 12 months, using their services to look after payroll administration for most of our workforce.

We very quickly built up trust in the Sapphire team to register our workers for various payroll models, ensuring every worker is given advance pay slips of their pay before the wages are cleared in their accounts.

The service provided by the team goes beyond our high expectancy levels and is reinforced by each worker continually selecting Sapphire as their payroll provider of choice, once they have been introduced to Sapphire.

Great for contracting. No issues, easy to talk to and always get my text to let me know I’m getting paid, can’t complain!